Tailored Solutions, Transparent Process
| Product | What it is / Usefulness | Where to Choose | Eligibility & Document | ROI Range | Security Required |
|---|---|---|---|---|---|
| Business Loan | Flexible funds for working capital, inventory, turnover | Banks / NBFCs | ITR, GST, bank statements, KYC | 12% – 24% | Unsecured / Light collateral |
| Unsecured Loan | Collateral-free quick funding | Banks / NBFCs / Fintech | CIBIL 700+, income proof | 15% – 28% | None |
| Secured Loan | Lower interest funds with property security | Banks / Financial institutions | Property docs, income proof, KYC | 9% – 13% | Property collateral |
| Corporate Loan | Structured financing for large businesses | Banks / Corporate lenders | Audited financials, projections | 10% – 15% | Structured collateral / guarantee |
| Project Finance | Funding for long-term projects / infrastructure | Banks / Project finance companies | DPR, approvals, contractor credentials | 10% – 16% | Project assets + additional security |
| Working Capital Loan | Funds for day-to-day working capital | Banks | CMA data, stock statements, GST | 10% – 16% | Primary + Collateral security |
| Cash Credit (CC) | Revolving limit against stock & receivables | Banks | CMA, stock statements | 10% – 15% | Hypothecation of stock/receivables |
| Overdraft (OD) | Short-term overdraft based on income profile | Banks | Banking, ITR | 10% – 14% | Secured / Unsecured varies |
| Working Capital Term Loan (WCTL) | For WC gap when cycle stretches | Banks | Business profile, projections | 10% – 16% | As per bank policy |
| Bank Guarantee (BG) | For tenders, performance, advance payment | Banks | Sanction letter, financials | Depends on bank | Margin + collateral |
| EMD Loans | Funding for tender EMD payments | Banks / NBFCs | Track record, vendor docs | 12% – 20% | Mostly secured |
| Machinery / Equipment Loan | Finance for plant & machinery | Banks / NBFCs | Vendor quotation, KYC | 9% – 14% | Hypothecation of equipment |
| Term Loan | Long-term project or asset finance | Banks / NBFCs | Financials, project viability | 10% – 15% | Collateral as per policy |
| Work Order / Purchase Order Loan | Finance against confirmed work orders | Banks / Fintechs | Valid PO / WO, vendor profile | 14% – 24% | Assignment of receivables |
| Purchase Finance | Finance supplier procurement | Banks / NBFCs | Supplier invoices | 12% – 20% | Bills assignment / collateral |
| Invoice / Bill Discounting | Early payment against approved invoices | Banks / NBFCs / Fintech | Invoice, buyer rating | 12% – 20% | Assignment of receivables |
| Vendor Finance | Finance suppliers for large anchors | Fintech / Banks | Anchor onboarding | 12% – 18% | Assignment of receivables |
| Loan Against Property (LAP) | Funds against residential/commercial property | Banks / HFCs | Property valuation, KYC | 9% – 12% | Property collateral |
| Business Line of Credit | Withdraw anytime based on limit | Banks / NBFCs | GST, bank statements | 12% – 20% | Secured / Unsecured |
| Export Finance (Pre/Post) | Pre & post shipment finance | Banks | Shipping docs, buyer details | 8% – 12% | Export receivables / collateral |
| Supply Chain Finance | Anchor-based financing | Banks / Fintech | Anchor agreement | 8% – 14% | Program-based |
A loan consultant is a financial advisor who specializes in helping individuals and businesses obtain loans from banks or financial institutions. Their main responsibility is to analyze the client’s financial situation and recommend suitable loan options.
A loan consultant is a financial professional who helps individuals and businesses obtain loans from banks, non-banking financial companies, and other lenders. Their role is to analyze the borrower’s financial profile and recommend loan options that meet their specific requirements.
A loan consultant acts as a bridge between borrowers and lenders. Their main goal is to help clients find suitable loan options that match their financial profile and requirements.
From guiding you on the best options to handling documentation and negotiating with banks, we make every step effortless.
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